Terms of Service

1. Acceptance of Terms

By accessing and using Vector Portal ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Vector Portal is a financial analytics platform designed for banks, lending institutions, and debt funds. The Service provides financial modeling, portfolio analytics, cash flow forecasting, and regulatory compliance reporting capabilities.

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and identification
• Accept all responsibility for activities that occur under your account
• Notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, offensive, or illegal content
• Attempt to gain unauthorized access to the Service or related systems
• Interfere with or disrupt the Service or servers
• Use the Service for any fraudulent or deceptive purpose

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Vector ML Analytics and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on the Service without our express written permission.

6. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your information.

7. Financial Data

You acknowledge that:

• Financial data entered into the Service is your responsibility
• We are not responsible for the accuracy of data you provide
• You should verify all calculations and reports independently
• The Service is a tool and does not constitute financial advice

8. Service Availability

We strive to maintain high availability of the Service but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We reserve the right to modify or discontinue the Service at any time with or without notice.

9. Limitation of Liability

To the maximum extent permitted by law, Vector ML Analytics shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: info@vmlanalytics.com
Website: https://vector-portal.com